Greenwood Chamber of Commerce
We have teamed up with The Greater Greenwood Chamber of Commerce, and we support their efforts in encouraging business owners as they strive for success. They provide information, knowledge, and networking opportunities all the while helping to stimulate the local economy. The responsibilities of a chamber member is to encourage local business owners to get connected and be more involved with their local communities. http://www.greenwoodchamber.com/Read more
Franklin Chamber of Commerce
We have chosen to be a member of the Franklin Chamber of Commerce because we believe in their vision for the future of Franklin, and we are committed to their efforts in strengthening our surrounding community! We currently volunteer for the Marketing Committee/ Cash Bash Committee for the Franklin Chamber. http://www.franklincoc.org/Read more
Online Shopping & Paypal
Online Shopping and how it relates to PayPal PayPal offers a secure service through which funds can be transferred from one PayPal account to another. With PayPal, one can basically bypass all of that. I have seen numerous mom-and-pop level online stores that proclaim they accept PayPal as payment. The basic concept is that someone sends an email requesting to buy an item. The seller approves the sale. The buyer then goes to PayPal and makes a secure transfer of funds. The fact that the money is transferred from one PayPal account to another, rather than right to the user, is important. There are seven ways Paypal improves the online shopping experience.Read more
- Credit card Security
- Transfer of money
- Smartphone apps for quick and easy access
- Online Auctions
Online Banking 1. Confirm that an Online Bank Is Legitimate and that Your Deposits Are Insured Whether you are selecting a traditional bank or an online bank that has no physical offices, it’s wise to make sure that it is legitimate and that your deposits are federally insured. Here are tips specifically designed for consumers considering banking over the Internet. a) Read key information about the bank posted on its Web site. 1. Most bank Web sites have an “About Us” section or something similar that describes the institution. You may find a brief history of the bank, the official name and address of the bank’s headquarters, and information about its insurance coverage from the FDIC. b) Protect yourself from fraudulent Web sites. 2. For example, watch out for copycat Web sites that deliberately use a name or Web address very similar to, but not the same as, that of a real financial institution. The intent is to lure you into clicking onto their Web site and giving your personal information, such as your account number and password. Always check to see that you have typed the correct Web site address for your bank before conducting a transaction. c) Verify the bank’s insurance status. 3. To verify a bank’s insurance status, look for the familiar FDIC logo or the words “Member FDIC” or “FDIC Insured” on the Web site. Look at your bank’s Web site for information about its security practices, or contact the bank directly. Encryption is the process of scrambling private information to prevent unauthorized access. To show that your transmission is encrypted, some browsers display a small icon on your screen that looks like a “lock” or a “key” whenever you conduct secure transactions online. Avoid sending sensitive information, such as account numbers, through unsecured e-mail. Passwords or personal identification numbers (PINs) should be used when accessing an account online. Your password should be unique to you and you should change it regularly. Do not use birthdates or other numbers or words that may be easy for others to guess. Always carefully control to whom you give your password. For example, if you use a financial company that requires your passwords in order to gather your financial data from various sources, make sure you learn about the company’s privacy and security practices. General security over your personal computer such as virus protection and physical access controls should be used and updated regularly. Contact your hardware and software suppliers or Internet service provider to ensure you have the latest in security updates.If you have a security concern about your online accounts, contact your bank to discuss possible problems and remedies. Remember that nonfinancial Web sites that are linked to your bank’s site are not FDIC-insured. https://www.fdic.gov/bank/individual/online/protect.html http://money.usnews.com/money/blogs/my-money/2013/02/26/online-banking-tips-to-keep-your-accounts-secureRead more
Is it Safe?Read more
- Shopping on the Internet has never been easier or safer if you just follow a few simple safety rules.
- Shop online from reputable companies only!
- Do not visit shady looking web sites.
- Would you shop at “Uncle Bruno’s Fell Off the Truck Discount House of Electronics”?
- Look for contact information
- Look for the “Lock”
- Make sure it is https://
- Make sure you are at the site you expected
- Make sure you have contact information to resolve issues
- Always shop with a Credit Card – never a bank account.
- Use the same credit card for all of your online shopping. If there is ever a problem, all you have to do is cancel that one card.
- Use “disposable” credit card numbers you can get from your Credit Card issuer.
- Make sure you have online access to your credit card transactions.
- Keep a close eye on your credit card statement (more often than once a month, if possible).